Mission-Driven Lending for Health Center Impact
The essential financing and resources that health centers need to expand, innovate, and serve communities across the U.S. We work with partners to fuel the growth and success of health centers that impact millions of lives.
Borrow
Invest
Some of our borrowers include:
Learn How We Support Health Centers Through Strategic Financing
Capital Fund is committed to enhancing the infrastructure of health centers and empowering them with the resources they need to thrive. We provide multiple sources of capital, and leverage them with collaborators, to create long-lasting, sustainable impact in communities that rely on affordable healthcare services.
We support Federally Qualified Community Health Centers and other community-focused organizations through flexible loan programs, including direct financing for facility improvements, equipment projects, and specialized tax credit transactions.
A Shared Commitment to Health Centers
Capital Fund operates in close collaboration with its affiliate Capital Link, combining and leveraging our resources to serve the health center community. Together, we bring deep expertise and a shared vision to improve healthcare access and quality, ensuring that communities across the U.S. have the facilities they need to provide exceptional care.
Mission
By fostering a culture of trust, collaboration and respect, we support health centers to deliver high-quality healthcare. We are dedicated to amplifying health center impact by providing comprehensive support for sustainability, growth and resiliency through resources, technical assistance, and innovative solutions that help health centers leverage their assets, articulate their value and deliver patient-centered care that meets the highest standards. We pursue excellence with humanity.
Vision
We believe in a just future in which every individual is treated with dignity and respect and has access to quality healthcare, regardless of their ability to pay.
Our Projects
Supporting a broad Range of Health Center Projects
From new facility construction to critical equipment upgrades, Capital Fund supports a wide array of projects that address the unique needs of health centers.
Borrow
Looking for Funding?
We’re Here to Help.
Whether you’re planning a new facility, upgrading equipment, need cashflow support, or are navigating a tax credit transaction, Capital Fund provides flexible loan options and expert guidance to help you succeed.
LoanPLUS
Small health centers struggling with cashflow or access to credit from banks. Health Centers with:
- Under $3 million in net assets
- 25 days or less of cash on hand
- Less than $200K in net operating income
Direct
Health centers in need of financing for cashflow, equipment and/or facility purchases, construction, or renovations.
- 1 – 10-year terms
- Flexible interest-only periods and collateral requirements
- 1 – 20-year amortization periods
New Markets
Health centers building or renovating facilities with project budgets of $5 million or more:
- Low interest rate, forgivable loan after 7-year term
- Forgivable loan contributes up to 20% of project budget
- Competitive application process
Solar Loan
Health centers purchasing and installing solar microgrid and energy storage systems at their facilities:
- 100% financing of solar and energy storage equipment
- Solar and battery equipment are only necessary collateral
- 10-year with 2-year interest-only period
Have a general question about borrowing?
Our Partners in Success
Our work would not be possible without the support of our investors.
Their trust and commitment allow us to offer flexible and impactful financial solutions to health centers across the nation.
What Our Clients Are Saying
Steven Miracle, CEO
Georgia Mountains Health Services
“Capital Fund’s patience, understanding, and support from the beginning of the process through the end, was instrumental especially as we dealt with outside obstacles throughout the loan closing process”
John Milligan
Chief Financial Officer Syracuse Community Health
Capital Fund provided a crucial $3.6 million loan to us in March of 2026. The loan was used to refinance a short-term construction loan that was maturing and that we couldn’t finance from our cash reserves.
Their support was essential in helping us attain a sustainable cashflow for the new clinic. The clinic features 39 patient rooms, a state-of-the-art mammography suite, OB/GYN, pediatrics, family medicine, internal medicine, laboratory, dental health, podiatry, eye care, behavioral health, nutritionist services with a goal to serve 42,000 patients per year. Thank you, Capital Fund!